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Intel's New AppUp Program for Netbooks wants me to trust it too much

Category : Privacy & Security

I was surfing through Engadget’s coverage of the Consumer Electronics Show (CES) this year when I came across the article for Intel’s new AppUp Center.

The AppUp Center is Intel’s attempt to create an online application marketplace for the burgeoning netbook market that largely runs on processors from Intel’s Atom line.  Now, you may say to yourself as I did, Why do we need a specialty application marketplace?  After all, netbooks run stock versions of Windows and Linux, so any application that runs on one of these two platforms should run on my netbook, right?

Well, maybe the applications from Intel’s app center are optimized for the Atom platform.  After all, the Atom processors are no where near as powerful as Intel and AMD’s mainline processors are so apps running on netbooks do tend to be slower.  If Intel has created a marketplace for applications that are optimized for the Atom, that might be interesting.  One of the featured apps is a Boxee player which is interesting as I like Boxee, but the Atom is generally not the most powerful platform for digital video.  Some of the apps are free while others have prices similar to those you would find in Apple’s AppStore – $2.99, $4.99, etc.  Boxee is free, which is another reason I chose it for my first download.

One note here – I was able to successfuly download and run the AppUp application on both my Asus netbook and my Sony laptop, but AppUp was unable to connect to the Internet from my Sony.  Don’t know if this is a glitch or simply because Intel is only supporting the kinds of network cards that come with netbooks.

Once AppUp was running, I tried to download the Boxee application and was presented with a logon box.  Okay – not really surprised here, so I chose the option to create an account.  The first screen wanted me to choose a username (email address) and a password.  We then moved onto the second screen which asked for a lot more information – basically, name, mailing address, and telephone numbers.  I’m not really ready to give Intel that much information at this point – after all, I’m not even sure if I will use any of the apps yet.  So, I went ahead and used one of my trusty alter egos who supposedly lives in a nice southern state far from me.

Now we move on the the final screen.  Intel wants my credit card.  Huh?  Okay, now I can see why they would need that information if I were to purchase an application, but since I don’t even know how much I plan to use AppUp, I’m not really prepared to give that to them.  Furthermore, I don’t even know if I could later remove the card data if I wanted to.

Now, Intel may simply be reasoning that most of us don’t think twice providing that sort of info to Apple.  After all, if you want to buy a song or application, Apple needs that info.  However, AppUp is still in beta.  Intel should allow me to proceed without credit card information in order to try out some of the free applications, but prompt me for it should I want to download a paid one.

I, for one, do not plan to just hand my credit card and billing information over to an application that is still in beta and quite honestly, until I determine whether or not I plan to use any of the AppUp applications, I am certainly not going to offer my credit card to them.  People are getting more careful with finances and the Internet as time goes on and this sort of behavior on the part of Intel is not going to do them any favors.  Until Intel offers an option where I can try out the free programs without offering sensitive financial information to them, I’ll be taking a pass on AppUp.  Too bad.  It might have been cool.

If you're going to try and phish me, at least put some effort into it

Category : Privacy & Security

So, I received the following email to my hotmail account today.  I use my hotmail account primarily when I’m forced to give an email address, but I really don’t want spam.  My hotmail spam filter is set to the highest level meaning that everything I have not otherwise approved as ok automatically goes into my junk folder.  I do wade through it every few days to make sure I have not missed something important, but it does cut down on the junk mail.

That said, of course my Amazon account is not tied to it – I use a different email for that, but it doesn’t stop our scammer friends from trying:

Dear Amazon® member,

We are contacting you to inform you that our Account Review Team identified some unusual activity in your account.

In accordance with Amazon’s User Agreement and to ensure that your account has not been compromised, access to your account was limited. Your account access will remain limited until this issue has been resolved. To secure your account and quickly restore full access, we may require some additional information from you for the following reason: We have been notified that a card associated with your account has been reported as lost or stolen, or that there were additional problems with your card.

This process is mandatory, and if not completed within the nearest time your account or credit card may be subject for temporary suspension.

To securely confirm your Amazon information please click on the link bellow:

http://www.esatsepci.com/sec.php

We encourage you to log in and perform the steps necessary to restore your account access as soon as possible. Allowing your account access to remain limited for an extended period of time may result in further limitations on the use of your account and possible account closure.

For more information about how to protect your account please visit Amazon Security Center. We apologize for any incovenience this may cause, and we apriciate your assistance in helping us to maintain the integrity of the entire Amazon system.

Thank you for using Amazon!
The Amazon Team

Privacy Notice © 1995-2009, Amazon.com, Inc. or its affiliates.

Looks kind of official until you see that the link you are supposed to click on does not even look like it could be affiliated in any way with amazon.  Don’t you think that a verification link would at least try to be amazony?  At the very least, the hacker could have simply masked the link, but apparently this was too much for them.

If you do visit the link above – and Firefox gave me not one but two warnings that this was a suspected phishing site that I had to click ignore to, you will get to a site that looks pretty official and asks for username and password.  This part, at least was pretty good looking.  The note though ain’t gonna fool anyone.

My guess is that this is a so-called “script kiddie” who probably either borrowed or purchased the Amazon looking page from someone who has some real talent.

The domain name resolves to an IP address registered to an outfit in Amsterdam, so this is either a Dutch hacker or someone who has an account on a Dutch server.

Not all phishing attacks will be this obvious, so keep on your guard.

Do You Read Website Privacy Notices? You Probably Should.

Category : Privacy & Security

Digg.com sent out a system message the other day letting everyone know that a number of things had been updated, one of them being the privacy policy.  Now, I’m just like most other folks in that I rarely read the entire privacy policy – after all, what is the point?  If you don’t accept it, you can’t get an account/order stuff/whatever you came to the web site to do in the first place.

Since I am taking a Privacy class this semester, I thought that I might as well have a look at the policy.  Almost immediately, I noticed something very interesting.  Under the section entitled, “Sharing Your Information”, Digg has what one might consider to be an admirable privacy policy.  To quote, “Because Digg enables people to discover and share information with one another, information about the people who use Digg is an integral part of the Digg experience. Rest assured that we neither rent nor sell your personal information to anyone and that we will share your personal information only as described below.”

The text in bold is my emphasis, not Digg’s.  I highlighted it because one of the ways in this section in which Digg says that they can share your personal information is (quoting again), “Business Transfers: In some cases, we may choose to buy or sell assets. In these types of transactions, user information is typically one of the business assets that is transferred. Moreover, if Digg, or substantially all of its assets, were acquired, user information would be one of the assets that is transferred.”

Okay, so I’m confused here.  In the section header they say they will neither rent nor sell my personal information, yet some five lines below this they say that they consider it an asset that can be bought or sold whenever they choose.   Hmmmm.  A bit duplicitous, wouldn’t you say?

Now, I don’t mean to finger Digg.  They are by far not alone in doing these sorts of things.  I just wish that they and others would save us a lot of hassle and just come out with a really simple privacy policy.  Here is my idea for one:

We at <insert site name here> value the privacy of your personal information.  Not only that, but we think that others will value it as well and that those third parties may even be willing to pay us some money for it.  To that end anything that you are foolish enough to tell us (or that we are able to discern from server logs) should be considered information that we will sell, rent, trade, etc. at any point in time to any entity we choose.

In my mind, this would be much simpler and say the same thing that the long winded privacy notices that you see on the websites.

For my part, I will do everything I can to give sites as little information as possible.  I will use disposable email addresses, fictitious mailing information, and whatever other measures I can to prevent these pirates from getting any more info than I really choose to offer.  I suggest that you consider doing the same.

Are Personal Firewalls Useful?

Category : Privacy & Security

One of the email subscriptions that I get is WXPNews that is sent out by Sunbelt Software. Sunbelt sells a variety of utilities for Microsoft operating systems and applications. I generally find the information to be useful and the author often adds a touch of humor. Sure, it is a marketing thing and advertisements for their products are sprinkled throughout, but the information is generally pretty good.

One of the ads got my blood pressure up today. Specifically, Sunbelt is hawking their Sunbelt Personal Firewall, which used to be the Kerio Personal Firewall, but was discontinued by Kerio and purchased by Sunbelt. Now, there is nothing wrong with the Sunbelt Firewall per se – (other than the fact that when I tested it about six months or so ago, it caused repeated blue screens on my XP box until I removed it). I’m sure that whatever problem there was with the firewall has since been resolved and then again, when I get through a computer, it can be none to stable to begin with. No, the issue I had was the headline, which states, “The Windows XP Firewall is worse than Useless – it gives you a false sense of security.”

Now, for something to be worse than useless, it stands to reason that you would be better off with nothing. Anyone who knows anything about security knows that running Windows XP with no firewall of any kind is a really foolish mistake. On my XP system, I run just the Windows XP firewall and I have never had a hacking problem (that I knew about). The purported advantage of the Sunbelt Firewall is that unlike XP’s firewall, it is two way in that it filters both incoming and outgoing data. I tried plenty of third party firewalls and quite frankly, I got sick of the constant pop ups asking me to approve every single program that wanted to connect to the Internet. The problem with these idiot announcements is that a typical user (such as my mother) is not going to be able to interpret their often cryptic questions and as soon as they learn that simply clicking “Allow” grants them access to whatever it was they wanted off of the ‘net in the first place, they will merrily click away. At this point, the two way firewall has lost any advantage that it has over Windows’ built-in firewall.

I had an experience some months ago where a worm got loose within my organization.  This particular worm attacked an older version of Symantec Anti-Virus (our corporate AV application).  Unfortunately, since the AV app is centrally controlled, we were all running the unpatched version.  Our corporate policy at the time was to turn off the Windows Firewall as it interfered with some of our legacy  software.  I am not a big stickler for policy so my firewall was turned on.  The worm had no chance and my system was one of the few that was not affected.  I would hardly call that “worse than useless.”

If we apply the same logic as in the advertisement, one could argue that having a two way firewall is worse than useless.  It gives you an even greater sense of security, but the fact is that the bad guys are getting smarter.  Malware today is not going to try and go out a new port – it is going to be smart and use existing ports or piggyback on top of  IE or Firefox.  In some cases, it may simply just rewrite the security rules in the firewall and allow itself access.  Granted, not all malware is going to be that smart and a two way firewall (if properly used by someone who knows that they are doing) is going to be more useful than a one way firewall.  A two way firewall decreases your attack surface more than a one way firewall does, but a one-way firewall is still much better than nothing at all.

Watch for the CVV Request

Category : Privacy & Security

Okay, so I was paying my bills yesterday and came across something interesting.  One of the bills from the U Mass Memorial Medical Group gives me the option to pay by credit card.  Okay, cool.  I like that option since I get points for every credit purchase, so I might as well take advantage of it.  Looking over the form, it asks the usual information:

  • Card Type (Visa/MasterCard)
  • Card Number
  • Expiration Date
  • Amount
  • Signature
  • CVV2 Code

Okay, wait a minute on that last one.  The CVV2 code?  This is the little 3 digit number printed on the back of your Visa/MasterCard or the four digit number printed on the front of the American Express card.  No harm in providing that right?  Wrong.  With the addition of that code, a credit card thief has all that they need to encode the mag stripe on a fake card.  The CVV2 code was intended to serve as a validity check for a non-person to person transaction such as over the phone.  The intent is that the CVV2 information is to be entered directly into a secure processing system, validated and immediately destroyed.  According to the Payment Card Industry (PCI) Data Security Standard (DSS), the CVV2 information is one of the things that must never be stored.  Some data such as card number and expiration date can be stored as long as it is encrypted, but the PCI DSS expressly forbids the storage of the CVV2 number encrypted or not.

So what does that mean for our example?  Well, like it or not, if I were to supply my CVV2 number and send it in, UMass Memorial Medical Group has now violated the PCI Standard.  As long as this piece of paper is sitting in their facility, they are technically storing this non-storable data.  Never mind that something sitting in the bottom of a mailbag is largely inaccessible – what happens if a mailbag falls off the back of a truck or some of the envelopes get lost?  We have a data breach.  The bottom line is that the CVV2 should never be written down anywhere.  A vendor does not need this information to process payment unless they are using a secure entry system as discussed earlier.  You should never commit your CVV2 number to paper and you should question anyone who insists that you do.  Granted, as I said in my last post, if your credit card gets stolen, it’s really more the bank’s problem than yours, but it is good to get in the habit of protecting your privacy regardless of your ultimate liability.  Companies are lazy and will only change their practices when held to account.  Let’s start making some trouble.

Will that be Cash, Charge, or Something Else?

Category : Privacy & Security

A recent Business Week article covers yet another new method to pay with things that you buy. National Payment Card (NPC) offers customers the ability to pay for their purchases using only their driver’s license. A prospective customer goes to NPC’s web site and enters their driver’s license and bank account information. Then, each time they make a purchase at a participating merchant, they need only swipe their driver’s license (assuming it has a mag strip on it) and enter a pin code to complete the transaction. The money is automatically debited from their bank account.

This system is very attractive to retailers as NPC takes a flat 15 cents per transaction as compared to the sliding percentage scales used by the debit and credit card companies. For companies such as convenience stores, gas stations, and supermarkets which operate on razor thin margins, this is an opportunity to reduce their costs while still being able to provide their customers with the convenience of paying for purchases without cash. This new system provides some clear benefits for the retailer. The question is; what (if any) benefit does it provide to the consumer?

The early adopters of NPC’s system are largely located in Texas. The Texas Department of Public Safety has issued a statement advising consumers to be careful when providing personal information to any retailer and made it clear that they do not endorse NPC or any other company that uses drivers licenses in this manner. NPC claims that their fraud management systems are fairly strong; customers are limited to $300 of charges per week and a maximum liability of $50 loss. While this sounds good, there are some issues. First of all, how sure are we about the security of NPC’s databases? NPC now has both our bank account information as well as our driver’s license number. It is relatively trivial to take a driver’s license number and get the rest of the customer’s data. If NPC is hacked, we might not even be aware of it until we wake up to an empty bank account.

While debit cards are issued by banks which operate within a strongly regulated environment and credit cards are managed by organizations that need to comply with the standards of the Payment Card Industry (PCI) directives, it is less clear if organizations such as NPC are covered by any regulatory guidelines. I would be very hesitant to trust an organization like this with my personal information.

For that matter, who do you trust with your personal information? Do you use regular credit cards (MasterCard, Visa, American Express) or do you take advantage of those six month interest free offers that merchants extend to get you to sign up with their store cards? How much do you trust these companies with your personal information? When you make a purchase with a regular credit card, all you have generally given out is the credit card number and your name (and your address in the case of mail orders). On the other hand, to obtain store credit you generally have to provide your social security number as well as all sorts of other personal data. Hacking a retailer means that a thief may have your credit card number, but you are not responsible for fraudulent charges and a credit card is easily canceled and reissued. If, on the other hand, the database for the store brand credit cards is hacked, there is a greater chance that sensitive personal information will be exposed.

Me, I’ll stick with my regular credit card. What about you?

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